YOUR PANAMA JOURNEY STARTS HERE
Panama Pensionado Visa & Expat Relocation Handled End to End
From Visa to Villa, We Make It Simpler
We walk American retirees through the Panama Pensionado visa from the US side — consulate paperwork, apostilles, and filing — then stay on for housing, banking, and settling in.
See Pensionado Visa requirements, costs & timeline(484) 341-0810
Most people who call us have read a dozen relocation blogs and still cannot tell what is actually required of them, in what order, or what it costs.
That is the part we do. We start on the US side — apostilles, the federal background check, the consulate appointment — because that is where American applications stall long before anything reaches Panamanian immigration. Once residency is underway, we keep going: housing, banking, healthcare, and shipping.
We will also tell you if the Pensionado does not fit your situation. Sending someone down a visa route they do not qualify for costs them months.
John Phillips
Founder, Turnkey Panamá
You will be speaking with me on the consultation call.
- Where we work
- A US phone line at (484) 341-0810 and an office in San Francisco, Panama City. Both ends of your move, in one place.
- Languages
- English and Spanish. Immigration files, bank forms, and lease agreements are in Spanish; you should not have to guess at what you are signing.
- What we are not
- We are not a real estate brokerage, and we earn no commission on where you decide to live. We are a residency and relocation consultancy.
Our Primary Focus
Panama Pensionado Visa - Plus Everything After Approval
The Pensionado visa is where we start with most clients. Everything below supports that move once your residency path is set.
2026 Highlights
Why Move to Panama Now?
Low Cost of Living
Live comfortably on a fraction of US expenses
Territorial Tax System
Only foreign-sourced income is tax-free
Affordable Healthcare
World-class medical care at a fraction of the cost
Pensionado Discounts
20-50% off dining, entertainment, travel & more
Biodiversity & Beauty
Beaches, rainforests, mountains & island living
Political Stability
Stable democracy with US dollar as currency
Close to the US
3-hour flights from Miami, easy travel back home
In Their Own Words
From Our Clients
On the visa and ongoing management
His company helps us successfully navigate all the paperwork in the USA and Panama to obtain our pensionado visa in record time. He manages our properties, pays all our utility bills, HOA fees and maintenance, and attends the mandatory HOA meetings for me — in Spanish. I receive a consolidated monthly statement. John also helped us establish our bank accounts with Banistmo.
On banking introductions
John — thank you. You are a powerhouse. I appreciate your help.
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