
YOUR PANAMA JOURNEY STARTS HERE
Panama Residency for Retirees & Investors, Handled End to End
From Visa to Villa, We Make It Simpler
We guide retirees, investors and families through the right Panama visa, including the Pensionado and Qualified Investor visas: consulate paperwork, apostilles and filing. Then we stay on for housing, banking and settling in.
See Pensionado Visa requirements, costs & timelineCompare all residency paths
+1 (484) 341-0810
Most people who call us have read a dozen relocation blogs and still cannot tell what is actually required of them, in what order, or what it costs.
That is the part we do. We start in your home country — apostilles, the criminal record check, the consulate appointment — because that is where applications stall long before anything reaches Panamanian immigration. Once residency is underway, we keep going: housing, banking, healthcare, and shipping.
We will also tell you if a visa route does not fit your situation. Sending someone down a route they do not qualify for costs them months.
John Phillips and Danna Phillips
Co-Founders
You will be speaking with one of the founders on the consultation call.
- Where we work
- A US phone line at +1 (484) 341-0810 and an office in San Francisco, Panama City. Both ends of your move, in one place.
- Languages
- English and Spanish. Immigration files, bank forms, and lease agreements are in Spanish; you should not have to guess at what you are signing.
- What we are not
- We are not a real estate brokerage. We take no share of any commission on property you buy to qualify for a visa.
What We Do
Residency Paths, Plus Everything After Approval
We start with the right visa for your situation, then support your move once your residency path is set.
2026 Highlights
Why Move to Panama Now?
Low Cost of Living
Live comfortably on a fraction of US expenses
Territorial Tax System
Panama taxes only income earned in Panama. Your home country may still tax you.
Affordable Healthcare
World-class medical care at a fraction of the cost
Pensionado Discounts
20-50% off dining, entertainment, travel & more
Biodiversity & Beauty
Beaches, rainforests, mountains & island living
Political Stability
Stable democracy with US dollar as currency
Well Connected
A major regional air hub, about three hours from Miami.
In Their Own Words
From Our Clients

On the visa
Turnkey Panamá helps us successfully navigate all the paperwork in the USA and Panama to obtain our pensionado visa in record time.
A note of thanks
You are a powerhouse. I appreciate your help.
Interactive Quiz
Which Panama Visa Fits You Best in 2026?
Answer 4 quick questions and get a personalized visa recommendation in under a minute.
What's your main goal for moving to Panama?
From Our Blog
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Explore Turnkey Panamá
Why Panama 2026
Panama does not tax foreign-sourced income, low cost of living, and easy residency. The full case for Panama.
Learn moreCost of Living in Panama
What a couple really spends in Panama City, Boquete, and beach towns in 2026.
Learn moreLive, Work & Play
Housing, remote work, and weekend escapes — what daily life looks like for expats.
Learn morePensionado Visa
Permanent residency with lifetime discounts from $1,000/month in pension income.
Learn moreFriendly Nations (Golden) Visa
Fast-track residency for citizens of 50+ countries via investment or business.
Learn moreConcierge Relocation Packages
End-to-end help: visa, housing, banking, healthcare, and shipping.
Learn more

